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Image source: Getty Images How much should you fear a difficult investigation? Here’s how my score was affected when I got one. How much should you fear a difficult investigation? Here’s how my score was affected when I got one. If you’re looking for a mortgage, car loan, or credit card, you may be worried …

Don’t let negative information ruin your credit score – you can successfully challenge negative information and improve your credit score in the process. (iStock) Mr. Reese Everson, an attorney based in Washington, DC, knows a thing or two about removing negative items from a credit report. “In 2012, I moved from Chicago to Washington, D.C. …

Artem Varnitsin / EyeEm / Getty Images You cannot remove an inquiry from your credit report unless it is fraudulent. Your credit score is linked to your financial health. This three-digit number becomes a big deal when you are applying for a mortgage, car loan, or credit card because it determines how risky it is …