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Every consumer in America is entitled to a free credit report once a year by law as of September 2005. But since this law was passed, there has been nothing but confusion. Websites that claim to offer this so-called free credit report ask us to give them our credit card information. Does this sound like …

How does an alternative payday loan work? Alternative payday loans (PAL) are low value loans offered by federal credit unions. PALs are permitted by the National Credit Union Administration as long as certain guidelines are followed. First and foremost, you must be a member of the credit union and you must have been a member …

CHARLOTTE, NC (WBTV) – Have you checked your credit report lately? This might be the best time. A new report from the Consumer Financial Protection Bureau has found that inaccuracies in credit reports have increased dramatically. “A credit report is more or less like a report card for consumers. It allows lenders, banks and mortgage …

Are you in financial difficulty? If you are having financial difficulty and would like to speak to someone for free financial advice, information and assistance, you can call the Financial Advisors Hotline on 1800 007 007 (open 9.30am to 4pm, Monday to Friday) . If you are having financial problems related to the coronavirus pandemic, …

It’s a good idea to check your credit report once every few months. And it’s especially important to check your credit report if you’re considering applying for a large loan, like a mortgage. But when you review your credit report, you may come across some errors that you might want to correct. Here are some …