Posts in category

Credit report


Many people regularly check their credit reports to see how lenders might view them if they decide to apply for a credit card, mortgage, or personal loan. But credit reports aren’t just a useful way to see how you’ve handled your finances – they can also show warning signs that you might have been the …

Image source: Getty Images Many consumers have never even looked at their credit report. But in fact, as a rule of thumb, it’s a good idea to review yours a few times a year. Normally, you are entitled to a free copy of your credit report each year from each of the three major credit …

Image source: Getty Images When it comes to sitting down with a good read, you would probably prefer an intriguing novel or your favorite magazine rather than your credit report. But your credit report is a document that you should check regularly, ideally at least once every four months. That’s why you should start the …

Your credit report is a summary of your credit history, including any accounts you have opened, the amount you owe, your payment history, and a summary of certain legal matters. Lenders use this information to determine whether they should give you a credit card, a car loan, or a mortgage. Landlords and employers sometimes take …

If you need to pay your medical bill balance, you can look for ways to make this process manageable. If there’s room in your budget to pay it off immediately without borrowing money – even if you need to make some adjustments – then this may be your best bet. Or maybe you can take …

MUMBAI: Experian has launched a business credit report in India that will benefit sole proprietors and fintechs serving these businesses. The solution allows owners to check their credit reports on the websites of B2B players. It also allows fintechs to offer personalized financial solutions. The process of getting a business credit report requires no documentation, …

Credit scores are used for everything from getting a mortgage to getting a job. So it makes sense to know your credit score. But how do you get it? Apps that promise instant access to your score are popular, but do they work? A new Consumer Reports survey might make you think twice before you …

Enables B2B and fintech websites to deliver credit reports to Sole Proprietorships in a simple, paperless process MUMBAI, November 16, 2021: Experian, the world leader in global information services, has launched a Trade credit report in India which will benefit both sole proprietors and fintechs serving those owners. The recently launched solution allows owners to …

Americans living in predominantly black neighborhoods in the United States are twice as likely to dispute an error on their credit report than residents of predominantly white neighborhoods, according to federal regulators. And the prevalence of such errors could harm some households whose finances were affected during the COVID-19 pandemic. So concludes the Consumer Financial …

Many of us have closed a credit card account without realizing how much it impacts our credit scores. So how long do closed accounts stay on your credit report? According to consumer credit reporting agency TransUnion, a closed account – an account in good standing with a history of on-time payments – stays on your …